Law note · Michigan

Insurance Data Security Act, no private cause of action

cite MCL 500.550 stage IN FORCE in force since 2021-01-20 reviewed 2026-08-28

The Insurance Data Security Act expressly does not create or imply a private cause of action for its violation, and does not curtail a private cause of action that would otherwise exist independent of the chapter. The chapter establishes the exclusive Michigan standards for a licensee's data security, cybersecurity-event investigation, and notification to the Director of the Department of Insurance and Financial Services, who enforces it.

What it asks of an app

  • Expect the Insurance Data Security Act to be enforced by the Director of the Department of Insurance and Financial Services; the chapter expressly forecloses a private cause of action for its own violation.

When LexLint raises it

Declared activities: processes_biometrics

Primary source: official Michigan Compiled Laws text, Michigan Legislature

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