Law note · Michigan
Insurance Data Security Act, nonpublic information including biometric records
Michigan adopted the NAIC Insurance Data Security Model Law as Chapter 5A of the Insurance Code (MCL 500.550 to 500.565), effective January 20, 2021. Nonpublic information (MCL 500.553(i)) includes electronic information that is not publicly available and that, combined with an identifying element such as a name or number, includes a Social Security number, driver's license or state ID number, financial account or card number, a financial-account access code, or biometric records.
Biometric records appears as a bare, undefined term with no elaboration anywhere in the chapter's definitions and no photograph, video, or audio-recording exclusion or clawback clause of any kind, so excludes_recording_derived cannot be tested against this text and is not recorded. This chapter binds insurance licensees only, not a general private-sector actor.
What it asks of an app
- If you are a Michigan insurance licensee, treat a biometric record as nonpublic information requiring the chapter's data-security safeguards, alongside a Social Security number, driver's license number, or financial account number.
When LexLint raises it
Declared activities: processes_biometrics
Primary source: official Michigan Compiled Laws text, Michigan Legislature