Law note · Mississippi

Insurance Data Security Law, nonpublic information including biometric records

cite Miss. Code Ann. §§ 83-5-801 to 83-5-825, SB 2831 § 3(k) stage IN FORCE in force since 2019-07-01 reviewed 2026-08-28

Mississippi adopted the NAIC Insurance Data Security Model Law as SB 2831 (2019 Regular Session), signed April 3, 2019 and effective July 1, 2019, codified at Miss. Code Ann. Sections 83-5-801 to 83-5-825.

Nonpublic information (Section 3(k)) includes electronic information that is not publicly available and that, combined with an identifying element, includes a Social Security number, driver's license or nondriver identification card number, financial account or card number, a financial-account access credential, or biometric records.

Biometric records is a bare, undefined term with no elaboration anywhere in Section 3's definitions and no photograph, video, or audio-recording exclusion or clawback clause, the same shape found in Michigan's parallel adoption of the same model law; excludes_recording_derived cannot be tested against this text and is not recorded. This law binds insurance licensees only, not a general private-sector actor.

What it asks of an app

  • If you are a Mississippi insurance licensee, treat a biometric record as nonpublic information requiring this law's data-security safeguards, alongside a Social Security number, driver's license number, or financial account number.

When LexLint raises it

Declared activities: processes_biometrics

Primary source: official Mississippi Legislature enrolled act text, as sent to the Governor, billstatus.ls.state.ms.us

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